Seasonal Cashflow Engine

Earn lumpy. Live steady.

The OutDoorsMan Bank learned your season. High months auto-fund a buffer earning yield. Slow months auto-draw back into checking. You see one Friday paycheck, year-round.

Active · 11 months
12-mo income
$66,350
Across guide LLC, W2, fur sales
Steady paycheck
$4,820/wk
Lands every Friday
Buffer balance
$32,118
Earning 4.6% APY

Real vs. smoothed

Real income Smoothed paycheck
$4,820/wk smoothed
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Tax vault
$9,842

18% of every deposit auto-routes here. Q2 estimate of $3,120 auto-files Jun 15 to IRS + MT.

72% of FY26 reserve
Coming up
  • Jun 5
    Steady paycheck
    +$4,820
  • Jun 12
    Steady paycheck
    +$4,820
  • Jun 15
    MT + IRS estimated tax (auto)
    −$3,120
  • Jun 19
    Steady paycheck
    +$4,820
  • Sep 1
    Buffer top-up begins (elk season)
    auto